Merchant Services Strategy

QuantumProof Merchant Services Plan

Our goal is simple: let merchants accept quantum-safe payments without changing how their business runs. We are building practical rails for onboarding, processing, settlement, and spendability.

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Core Goals

1) Merchant Acquisition and Enablement

Weekly outreach to targeted merchant categories where digital settlement matters most.
Partner-led onboarding workflows so launch cycles stay short.
Implementation support that reduces engineering and ops friction.

2) Processing Integrations

Work with known processing entities and acquirer-compatible gateways.
Keep checkout familiar across hosted carts, APIs, and POS channels.
Prioritize partners with strong compliance and regional payout coverage.

3) API + Settlement Control

Merchant APIs for invoices, callbacks, reconciliation, and reporting.
Auto-conversion from crypto to fiat for merchants who want fiat-only settlement.
Configurable treasury policies: full-fiat, blended, or retained-crypto.

4) QP Card Ecosystem

Launch debit and credit card products for QP holders.
Bridge wallet balances to everyday merchant spending rails.
Roll out region-by-region as issuer and processor readiness is confirmed.

Fiat-Only Merchant Flow

For merchants that prefer no crypto balance exposure, the intended operational flow is:

1
Customer pays in QP through gateway, API checkout, or invoicing flow.
2
Merchant service captures payment confirmation and applies configured settlement rules.
3
Auto-conversion executes to fiat at settlement time per policy and risk controls.
4
Merchant receives fiat payout and standardized reconciliation data for accounting.

Execution Roadmap

Phase A: merchant outreach cohorts, integration playbooks, and onboarding ops.
Phase B: processor partnerships and production-grade merchant APIs.
Phase C: scaled fiat auto-conversion settlement and expanded regional support.
Phase D: QP-linked card products and broader payments acceptance footprint.

Target Outcome: security-first rails with low operational overhead.

Target Outcome: merchant choice on settlement currency and treasury policy.

Target Outcome: broader utility for QP holders in real-world payments.

Operating Guardrails

Security and reliability come first: settlement integrity is non-negotiable.
Compliance-first deployment: partner selection favors strong operational controls.
Merchant UX discipline: integration paths should feel familiar and predictable.
Practical utility over hype: focus on payments infrastructure that works at scale.